Event offered by Gesher Human Services during National Credit Education Month

SOUTHFIELD — Gesher Human Services, a Detroit area human service agency providing financial education, will offer a free webinar called Building Credit for Maximum Results at noon on Friday, March 15.

Michigan residents can register right up to the event at the events page at www.geshermi.org. The Gesher financial education one-day program is being offered during National Credit Education Month which aims to provide information on understanding and repairing credit scores.

“Many people don’t understand the impact of credit scores on their financial well-being, but your credit report is actually your financial power,” Gesher Financial Education Manager Laltsha Cunningham said in a press release. “Your score determines how much you pay for everything, for example it can affect the rates you pay for home and car insurance. And your score can even determine whether you get a job in some places as many employers do a credit check.”

The program on March 15 will discuss the history of credit reports, how to understand a credit report, the impact of a credit score, industry laws and compliance and how to improve a consumer’s profile.

Additional information about further resources will also be provided for those needing more financial assistance. Gesher Human Services also provides one-on-one financial counseling to the community which can be scheduled by calling (248) 233-4299 or email financialhelp@geshermi.org.

Cunningham stressed that the program is particularly useful for young adults. “We want to help them build their credit scores the right way,” Cunningham wrote. “Simple things like choosing the best credit card with competitive rates and benefits can really impact their credit score down the line, as can understanding the implications of buying a car, and renting or purchasing a home.”